@incollection{,
	
					
					
					D947985C238A0D819F779FEF429E88EF
				,
	author={{Benjamin OOsaro} and {IshmaelDJaja} and {TondorCJumbo-Uzosike}},
	journal={{Global Journal of Medical Research}},
	journal={{GJMR}}2249-46180975-588810.34257/GJMR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}2113544
}

@book{b0,
	
	
		,
	title={{United Nations, Department of Economic and Social Affairs, Population Division}}
		
		
			,
	year={2017}
		
	
	,
	note={World Mortality Report 2015 -Highlights}

}

@incollection{b1,
	
	
		,
	title={{Willingness to pay for community-based health insurance and associated factors among rural households of Bugna District, Northeast Ethiopia}}
		,
	author={{
			AMinyihun
		} and {
			MGGebregziabher
		} and {
			YAGelaw
		}}
		
		
	
	
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	journal={{BMC Res Notes}}
		
			12
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	year={2019}
		
	

}

@book{b2,
	
	
		,
	title={{A Review of Community-Based Health Insurance Schemes: Lessons from Nigeria and Ghana}}
		
			,
	year={2015}
			,
	publisher={Christian Aid}
			,
	address={Abuja, Nigeria}
		
		
			Christian Aid
		
	

}

@incollection{b3,
	
	
		,
	title={{Investigating determinants of out of-pocket spending and strategies for coping with payments for healthcare in southeast Nigeria}}
		,
	author={{
			Onwujekwe
		}}
	
	
		,
	journal={{BMC Health Services Research}}
		
			10
			67
			,
	year={2010}
		
	

}

@incollection{b4,
	
	
		,
	title={{Butawa NN Factors influencing willingness and ability to pay for social health insurance in Nigeria}}
		,
	author={{
			YKOgundeji
		} and {
			BAkomolafe
		} and {
			KOhiri
		}}
		
		
		10.1371/journal.pone.0220558
		
	
	
		,
	journal={{PLoS ONE}}
		
			14
			8
			e0220558
			,
	year={2019}
		
	

}

@book{b5,
	
	
		,
	title={{Knowledge, Practice, and Willingness to Participate in Community Health Insurance Scheme among}}
		,
	author={{
			ASAdedeji
		} and {
			ADoyin
		} and {
			OGKayode
		} and {
			AyodeleAa
		}}
		
		
		
		
	

}

@incollection{b6,
	
	
		,
	title={{Willingness to Participate in Community Health Insurance Scheme among Households in Nigerian Capital City}}
		10.18502/sjms.v12i1.854
	
	
		,
	journal={{Sudan Journal of Medical Sciences}}
		
			12
			1
			
			,
	year={2017}
		
	
	,
	note={Households in Nigerian Capital City}

}

@incollection{b7,
	
	
		,
	title={{Willingness to pay for voluntary community-based health insurance: Findings from an exploratory study in the state of Penang}}
		,
	author={{
			AAShafie
		} and {
			MAHassali
		}}
		
	
	
		,
	journal={{Malaysia. Social Science & Medicine}}
		
			96
			
			,
	year={2013}
		
	

}

@incollection{b8,
	
	
		,
	title={{Willingness to join community based health insurance and its determinants in East Gojjam zone}}
		,
	author={{
			GDKibret
		} and {
			CTLeshargie
		} and {
			FWagnew
		}}
		
		
	
	
		,
	journal={{BMC Res Notes}}
		
			12
			31
			,
	year={2019}
		
	

}

@incollection{b9,
	
	
		,
	title={{Awareness and Willingness to Pay for Community Based Health Insurance Scheme in North-Western Nigeria}}
		,
	author={{
			GAbdulganiyu
		} and {
			KMuhammad
		} and {
			UIbrahim
		} and {
			HHSuleiman
		} and {
			BKLawal
		}}
		
		
		
		
	
	
		,
	journal={{Journal of Pharmaceutical and Health Sciences}}
		
			6
			2
			
			,
	year={2018}
		
	

}

@incollection{b10,
	
	
		,
	title={{Thinking of introducing social health insurance? Ten questions}}
		,
	author={{
			ODoetinchem
		} and {
			GCarrin
		} and {
			DEvans
		}}
		
		
	
	
		,
	journal={{World Health Report}}
		
			26
			,
	year={2010}
		
	

}

@incollection{b11,
	
	
		,
	title={{Awareness and Willingness to Participate in Community Based Health Insurance among Artisans in Abakaliki}}
		,
	author={{
			BNAzuogu
		} and {
			NCEze
		}}
		
		AJRIMPS.42839
	
	
		,
	journal={{Southeast Nigeria. Asian Journal of Research in Medical and Pharmaceutical Sciences}}
		
			4
			3
			
			,
	year={2018}
		
	

}

@incollection{b12,
	
	
		,
	title={{Community-based health insurance programmes and the national health insurance scheme of Nigeria: challenges to uptake and integration}}
		,
	author={{
			IaoOdeyemi
		}}
	
	
		,
	journal={{International Journal for Equity in Health}}
		
			13
			20
			,
	year={2014}
		
	

}

@book{b13,
	
	
		,
	title={{The Nigerian Social Health Insurance System and the challenges of access to health care: an antidote or a white elephant?}}
		,
	author={{
			ObiajuluNnamuchi
		}}
		
		
	
	,
	note={Electronic copy available at}

}

@incollection{b14,
	
	
		,
	title={{The Emerging Movement of Community Based Health Insurance in Sub-Saharan Africa: Experiences and Lessons Learned}}
		,
	author={{
			DWiesmann
		} and {
			JJütting
		}}
		
	
	
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	journal={{afrika spectrum}}
		
			35
			2
			,
	year={2000}
		
	

}

@incollection{b15,
	
	
		,
	title={{Health Insurance for the poor? Determinants of participation in Community-based Health Insurance Schemes in Rural Senegal}}
		,
	author={{
			JohannesJütting
		}}
	
	
		,
	journal={{OECD Development Centre Working Paper No. 204}}
		
			2
			,
	year={2003}
		
	

}

@incollection{b16,
	
	
		,
	title={{Factors Contributing to Low Adherence to Community-Based Health Insurance in Rural Nyanza District, Southern Rwanda}}
		,
	author={{
			MMukangendo
		} and {
			MNzayirambaho
		} and {
			RHitimana
		} and {
			YamuragiyeA
		}}
		
		
		
		ID 2624591
	
	
		,
	journal={{Journal of Environmental and Public Health}}
		
			
			,
	year={2018}
		
	

}

@incollection{b17,
	
	
		,
	title={{Willingness-To-Pay For Community Based Health Insurance By Farming Households: A Case Study of Hygeia Community Health Plan In Kwara State}}
		,
	author={{
			ROBabatunde
		} and {
			OAOyedeji
		} and {
			AEOmoniwa
		} and {
			AHAdenuga
		}}
		
		
		
	
	
		,
	journal={{Nigeria. Trakia Journal of Sciences}}
		
			3
			
			,
	year={2016}
		
	

}

@incollection{b18,
	
	
		,
	title={{Barriers and facilitators to enrollment and re-enrollment into the community health funds/Tiba Kwa Kadi (CHF/TIKA) in Tanzania: a cross-sectional inquiry on the effects of sociodemographic factors and social marketing strategies}}
		,
	author={{
			NAKapologwe
		} and {
			GBKagaruki
		} and {
			AKalolo
		} and {
			MAlly
		} and {
			AShao
		} and {
			MMeshack
		} and {
			MStoermer
		} and {
			ABriet
		} and {
			KWiedenmayer
		} and {
			AHoffman
		}}
		
		
		
		
		
		
		
		
		
	
	
		,
	journal={{BMC Health Services Research}}
		
			17
			308
			,
	year={2017}
		
	

}

@incollection{b19,
	
	
		,
	title={{Level of awareness, and factors associated with willingness to participate in the National Health Insurance Scheme among traders in Abakaliki main market}}
		,
	author={{
			BNAzuogu
		} and {
			UCMadubueze
		} and {
			CAlo
		} and {
			LUOgbonnaya
		} and {
			NAAjayi
		}}
		
		
		
		
	
	
		,
	journal={{Afr J Med Health Sci}}
		
			15
			
			,
	year={2016}
		
	

}

@book{b20,
	
	
		,
	title={{of-pocket expenditures for hospital care in Iran: who is at risk of incurring catastrophic payments? Int J Health Care Finance Econ}}
		,
	author={{
			MHajizadeh
		} and {
			HSNghiem
		} and {
			Out
		}}
		
		
		
			,
	year={2011}
			
		
	

}

@incollection{b21,
	
	
		,
	title={{Health Insurance Knowledge, Attitude and the Uptake of Community Based Health Insurance Scheme among Residents of a Suburb in Lagos}}
		,
	author={{
			HOYusuf
		} and {
			OJKanma-Okafor
		} and {
			TWLadi-Akinyemi
		} and {
			UTEze
		} and {
			CCEgwuonwu
		} and {
			AOOsibogun
		}}
		
		
		
		
		
	
	
		,
	journal={{Nigeria. The West African Journal of Medicine}}
		
			36
			2
			
			,
	year={2019}
		
	

}

@incollection{b22,
	
	
		,
	title={{Community-based health insurance knowledge, concern, preferences, and financial planning for health care among informal sector workers in a health district of Douala, Cameroon}}
		,
	author={{
			JjnNoubiap
		} and {
			WyaJoko
		} and {
			JmnObama
		} and {
			JjrBigna
		}}
		
		
		
		doi:10.11604/ pamj.2013.16.17.2279
	
	
		,
	journal={{Pan African Medical Journal}}
		
			16
			17
			,
	year={2013}
		
	

}

@incollection{b23,
	
	
		,
	title={{Community Based Health Insurance knowledge and willingness to pay: a survey of a rural community in North Central zone of Nigeria}}
		,
	author={{
			MEBanwat
		} and {
			HAAgbo
		} and {
			ZHassan
		} and {
			IAOsagie
		} and {
			JUOzoilo
		} and {
			COgbonna
		}}
		
		
		
		
		
	
	
		,
	journal={{Jos Journal of Medicine}}
		
			6
			1
			
			,
	year={2012}
		
	

}